Now it's time to have a Mortgage Pro USA loan specialist contact you and carefully analyze all your options. It's a free no obligation, Loan Option Report. The good news is that it can all be
done over the phone or we will come to you - remember we work for you!
It all starts with the right loan to meet your needs
Mortgage Pro U.S.A, L.L.C. license number Mb-0905899 NMLS #142065 licensed in Arizona located at 5107 E Lonesome Trail Cave Creek Az 85331
10 Steps to Home Ownership
At Mortgage Pro USA we are with you every step of the way
Complete the short form and you will be contacted today by a MproUSA Specialist
Please provide a little information and let me earn your business
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1. Loan pre-approval. Pre-approval allows you to search for a home that you can afford based on your debt, income, and credit. An application and supporting financial documents must be submitted to your Loan Officer, including pay stubs, tax returns, and account statements.
2. Property search. Once pre-approved and you know how much home you can afford, start shopping with your real estate agent!
3. Purchase and sale agreement. When you find the right home, the terms of sale are negotiated and your agent will present your offer to the seller for acceptance.
4. Appraisal and property inspection. Once the seller accepts your offer, an appraisal is ordered to identify any discrepancies between the sale price and appraised value. Properties are also inspected for water and termite damage and other safety hazards.
5. Processor’s and underwriter’s review. A loan processor will review the full file and send all pertinent information to an underwriter, who will make the final decision to approve a loan.
6. Final loan approval. If you have a good credit score and debt-to-income ratio, your loan will likely be approved. Keep in mind that there may be financial conditions or property conditions that need to be met before final loan approval.
7. Signing. Final loan and escrow documents will be prepared and signed by you (the buyer) and the seller.
8. Funding. A wire or check for the amount of the loan will be sent to the title company.
9. Close of escrow. Documents that transfer titles are recorded with the county.
10. Confirmation of recording. The title company will authorize the escrow company.
Earning your Business Today,
Tomorrow and into the Future
Full Service Mortgage Broker Serving Arizona